By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.


Helping people benefit
from a better financial system.

Learn more

They trust us.

We're here to process funds the best way possible: easily, efficiently, & securely.


Certified Issuing, Processing, and Acquiring

Paynovate is a fully-licensed eMoney institution specializing in digital payment solutions for our B2B partners across Europe.

Paynovate’s services include card acquiring as a Bancontact, Visa, Mastercard, and UnionPay principal member; ecommerce; POS payment processing; and core banking.

We are also Visa Principal member, issuing Corporate Deferred Debit, Business Prepaid, and Consumer Prepaid cards under the Visa label (private label also available).


Secure Payment Terminals

LoyalPay, our terminals branch, provides a variety of Android and Linux-based terminals for merchants across Europe. All terminals are fully secure, with frequent software upgrades and optional hardware customisation on select models.

LoyalPay regularly pairs with our award-winning e-money division Paynovate for seamless payment and acquiring services.


Gift Card Marketing Technology

Raise your shopping, outlet, or city centre’s profile - one gift card at a time with Giftify.

Giftify will help you to increase footfall and engagement, create smart promotional campaigns, and evolve your marketing strategies with smart omnichannel gift card solutions.


Processing Corporate and Consumer Cards

Fintronik is a programme manager and issuer processor, giving your payment card programmes their much needed processing infrastructure.

Build your custom processing and payment strategy with Fintronik’s seamless and secure full-cycle services: corporate expense programmes, prepaid consumer programmes, Visa private label cards, custom APIs, authorisation, settlements, limits, card usage